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thanks man! i'll delete the postIt depends on the Android version, but yes:
"go to settings, apps, (google) camera, "open by default", and click on "clear defaults". Now when you double tap power button, it will ask you again which app to use and you can set it as default whichever you want to use."
About the banking apps, the only way to know is testing.
Tip: this is the kind of stuff that you don't ask in public places. Banks have lots of cybersecurity bastards lurking in the forums. Some of them may test your idea on their app until the end of the day and fix it.